Kasasa® CashReward Checking

The interest rate for your account will never be less than 0.200% or more than 1.980%. The interest rate for your account will Earn a premium interest rate on balances up to $50,000.00 when all three (3) qualifiers are met.
Earn a blended interest rate on balances at $50,000.01 and above when all three (3) qualifiers are met.
Three (3) qualifiers for the premium rate are:
•at least one automatic ACH payment or ACH direct deposit post and clear per qualification cycle,
•at least 12 debit card transactions using your debit card, post and clear per qualification cycle, and
•enroll and receive electronic statements

Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by Bank 34. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When your Kasasa CashRewards account qualifications are met during a Monthly Qualification Cycle, (1) you will receive interest credit based on the balance and tiered rates, (2) you will receive reimbursements up to an aggregate total of $25.00 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $4.99 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa CashRewards qualifications are not met, all balances in the account earn the minimum disclosed APY and ATM withdrawal fees are not refunded. Interest and ATM withdrawal fee reimbursements will be credited to your Kasasa CashRewards account on the last day of the current statement cycle. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Limit one (1) account per social security number. There are no recurring monthly service charges or fees to open this account.