Southwest Heritage Bank
Deposit Accounts
| Account | Minimum to Open | Rate Tiers | Interest Rate | APY |
|---|---|---|---|---|
| Kasasa® CashReward Checking | $100 |
up to $50,000 $50,000.01 and above |
1.9819% 0.1998% |
2.00% 2.00%-0.80% |
| Kasasa® Saver | $100 |
up to $50,000 $50,000.01 and above |
0.4989% 0.1998% |
0.50% 0.50%-0.26% |
| Reserve Checking | $100 |
Below $500 $500 - $49,999.99 $50,000 - Over |
0.00% 0.03% 0.07% |
0.00% 0.03% 0.07% |
| Personal Premium Money Market | $1,000 |
Below $1,000 $1,000 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 and above |
0.00% 0.05% 0.05% 0.75% 1.00% |
0.00% 0.05% 0.05% 0.75% 1.01% |
| Personal PremiumPlus Money Market | $100,000 |
Below $1,000 $1,000 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 - $2,999,999.99 $3,000,000.00 and above |
0.00% 0.50% 1.00% 2.23% 2.96% 3.92% |
0.00% 0.50% 1.01% 2.25% 3.00% 4.00% |
| Simple Savings / Business Savings | $100 |
Below $100 $100.00 - $2,499.00 $2,500 and above |
0.00% 0.05% 0.05% |
0.00% 0.05% 0.05% |
| Business Interest Checking | $100 |
Below $5,000 $5,000 - $99,999.00 $100,000.00 - Over |
0.00% 0.03% 0.07% |
0.00% 0.03% 0.07% |
| IOLTA | $100 |
Below $1,000 $1,000 - $24,999.00 $25,000.00 - Over |
0.00% 0.03% 0.07% |
0.00% 0.03% 0.07% |
| Business Simple Non-Profit Checking | $100 |
Below $1,000 $1,000 - $24,999.00 $25,000.00 - Over |
0.00% 0.25% 0.50% |
0.00% 0.25% 0.50% |
| Business 501C Non-Profit Checking | $100 |
Below $1,000 $1,000 - $24,999.00 $25,000.00 - Over
|
0.00% 0.25% 0.50% |
0.00% 0.25% 0.50% |
| Business Premium Money Market | $1,000 |
Below $1,000 $1,000 - $49,999.00 $50,000.00 - $99,999.99 $100,000.00 - $249,999.99 $250,000.00 and above |
0.00% 0.05% 0.05% 0.75% 1.00% |
0.00% 0.05% 0.05% 0.75% 1.01% |
| Business PremiumPlus Money Market | $100,000 |
Below $1,000 $1,000 - $49,999.00 $50,000.00 - $99,999.99 $100,000.00 - $249,999.99 $250,000.00 - $2,999,999.99 $3,000,000.00 and above
|
0.00% 0.50% 1.00% 2.23% 2.96% 3.92% |
0.00% 0.50% 1.01% 2.25% 3.00% 4.00% |
APY* is Annual Percentage Yield. Contact an employee for further information about applicable fees and terms.
The disclosed rates on savings, money market, and checking accounts are variable and may change at any time, including after account opening. Fees, if applicable to the account, could reduce the earnings.
Kasasa Accounts: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. (1) Kasasa Cash: Balances over [$50,000] earn [0.1998%] Interest Rate/ [0.20%] APY on the portion of balance over [$50,000], resulting in a blended range from [2.00%] to [0.80%] APY depending on the account’s balance. See complete Kasasa Accounts Disclosure.
(2) Kasasa Saver: Balances over [$50,000] earn [0.1998%] Interest Rate on the portion of balance over [$50,000], resulting in a range from [0.50%] to [0.26%] APY depending on the account’s balance. See complete Kasasa Accounts Disclosure. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.
Certificates of Deposit
| Certificate of Deposit (CD) / Individual Retirement Account (IRA) | Minimum to Open | Promotional Specials | Interest Rate | APY |
|---|---|---|---|---|
| 3 Month | $1,000 |
4.89% Interest Rate / 5.00% APY |
2.96% |
3.00% |
| 6 Month | $1,000 |
4.95% Interest Rate / 5.05% APY |
3.44% |
3.50% |
| 12 Month | $1,000 |
4.75% Interest Rate / 4.85% APY |
3.20% |
3.25% |
| 18 Month | $1,000 |
4.16% Interest Rate / 4.25% APY |
2.96% |
3.00% |
| 24 Month | $1,000 |
4.16% Interest Rate / 4.25% APY |
2.47% |
2.50% |
| 36 Month | $1,000 |
|
2.47% |
2.50% |
| 48 Month | $1,000 |
|
2.47% |
2.50% |
| 60 Month | $1,000 |
|
2.47% |
2.50% |
APY* is Annual Percentage Yield. Rates are fixed for term and until maturity.
Withdrawals and deposits may not be made the during CD term. A penalty will be imposed for early closure/withdrawals.
Please consult a tax professional for tax advice concerning your IRA.
Deposit Accounts
| Account | Minimum to Open | Rate Tiers | Interest Rate | APY |
|---|---|---|---|---|
| Kasasa® CashReward Checking | $100 |
up to $50,000 $50,000.01 and above |
1.9819% 0.1998% |
2.00% 2.00%-0.80% |
| Kasasa® Saver | $100 |
up to $50,000 $50,000.01 and above |
0.4989% 0.1998% |
0.50% 0.50%-0.26% |
| Reserve Checking | $100 |
Below $500 $500 - $49,999.99 $50,000 - Over |
0.00% 0.03% 0.07% |
0.00% 0.03% 0.07% |
| Personal Premium Money Market | $1,000 |
Below $1,000 $1,000 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 and above |
0.00% 0.05% 0.05% 0.75% 1.00% |
0.00% 0.05% 0.05% 0.75% 1.01% |
| Personal PremiumPlus Money Market | $100,000 |
Below $1,000 $1,000 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 - $2,999,999.99 $3,000,000.00 and above |
0.00% 0.20% 0.50% 1.73% 2.23% 2.96% |
0.00% 0.20% 0.50% 1.75% 2.25% 3.00% |
| Simple Savings / Business Savings | $100 |
Below $100 $100.00 - $2,499.00 $2,500 and above |
0.00% 0.05% 0.05% |
0.00% 0.05% 0.05% |
| Business Interest Checking | $100 |
Below $5,000 $5,000 - $99,999.00 $100,000.00 - Over |
0.00% 0.03% 0.07% |
0.00% 0.03% 0.07% |
| IOLTA | $100 |
Below $1,000 $1,000 - $24,999.00 $25,000.00 - Over |
0.00% 0.03% 0.07% |
0.00% 0.03% 0.07% |
| Business Simple Non-Profit Checking | $100 |
Below $1,000 $1,000 - $24,999.00 $25,000.00 - Over |
0.00% 0.25% 0.50% |
0.00% 0.25% 0.50% |
| Business 501C Non-Profit Checking | $100 |
Below $1,000 $1,000 - $24,999.00 $25,000.00 - Over
|
0.00% 0.25% 0.50% |
0.00% 0.25% 0.50% |
| Business Premium Money Market | $1,000 |
Below $1,000 $1,000 - $49,999.00 $50,000.00 - $99,999.99 $100,000.00 - $249,999.99 $250,000.00 and above |
0.00% 0.05% 0.05% 0.75% 1.00% |
0.00% 0.05% 0.05% 0.75% 1.01% |
| Business PremiumPlus Money Market | $100,000 |
Below $1,000 $1,000 - $49,999.00 $50,000.00 - $99,999.99 $100,000.00 - $249,999.99 $250,000.00 - $2,999,999.99 $3,000,000.00 and above
|
0.00% 0.20% 0.50% 1.73% 2.23% 2.96% |
0.00% 0.20% 0.50% 1.75% 2.25% 3.00% |
APY* is Annual Percentage Yield. Contact an employee for further information about applicable fees and terms.
The disclosed rates on savings, money market, and checking accounts are variable and may change at any time, including after account opening. Fees, if applicable to the account, could reduce the earnings.
Kasasa Accounts: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. (1) Kasasa Cash: Balances over [$50,000] earn [0.1998%] Interest Rate/ [0.20%] APY on the portion of balance over [$50,000], resulting in a blended range from [2.00%] to [0.80%] APY depending on the account’s balance. See complete Kasasa Accounts Disclosure.
(2) Kasasa Saver: Balances over [$50,000] earn [0.1998%] Interest Rate on the portion of balance over [$50,000], resulting in a range from [0.50%] to [0.26%] APY depending on the account’s balance. See complete Kasasa Accounts Disclosure. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.
Certificates of Deposit
| Certificate of Deposit (CD) / Individual Retirement Account (IRA) | Minimum to Open | Promotional Specials | Interest Rate | APY |
|---|---|---|---|---|
| 3 Month | $1,000 |
4.89% Interest Rate / 5.00% APY |
2.96% |
3.00% |
| 6 Month | $1,000 |
4.95% Interest Rate / 5.05% APY |
3.44% |
3.50% |
| 12 Month | $1,000 |
4.75% Interest Rate / 4.85% APY |
3.20% |
3.25% |
| 18 Month | $1,000 |
4.16% Interest Rate / 4.25% APY |
2.96% |
3.00% |
| 24 Month | $1,000 |
4.16% Interest Rate / 4.25% APY |
2.47% |
2.50% |
| 36 Month | $1,000 |
|
2.47% |
2.50% |
| 48 Month | $1,000 |
|
2.47% |
2.50% |
| 60 Month | $1,000 |
|
2.47% |
2.50% |
APY* is Annual Percentage Yield. Rates are fixed for term and until maturity.
Withdrawals and deposits may not be made the during CD term. A penalty will be imposed for early closure/withdrawals.
Please consult a tax professional for tax advice concerning your IRA.